Why Getting Pre-qualified Gives You a Buyers Advantage!

Our team of local financing experts are ready to guide you through the home buying process. We are committed to fast, professional, courteous and personal service to help you understand and feel at ease throughout the home buying process.

With his approachable demeanor, Joel Balsley has prided himself on being a reliable and ever-present resource for Roanoke homebuyers since 2009. Merriam Webster defines “reliable” as, “…dependable; giving the same result on successive trials,” and though this may seem a common trait, it is all too commonly an uncommon experience for homebuyers. Joel recounts stories shared with him in which homebuyers’ anxieties and woes rise as information about loan status is unavailable. Joel states with confidence, “Unless I am with a client, I am going to answer my phone.”

With honesty and efficiency, Joel places a high value on the client’s need to know. He says, “I take the time to fully explain every form they are signing. I will explain the process of underwriting and approval conditions. I tell my clients, ‘Here’s what happens from this point forward’ and when they can expect to hear from me again. When people see that you are readily available, that you are going to answer their text at 11:00 at night if something comes up that makes them nervous, and that you are going to do what you say you are going to do, then they can relax. They always know they can find me.”

Experienced in Conventional, FHA, VHDA, USDA, and Jumbo, and one of the area’s top specialists in 203K renovation loans, Joel matches his reliability with industry knowledge and competence. He’s poised and ready to share information and guide the loan process for each client seeking to become a homeowner.

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Joel Balsley

Senior Mortgage Banker

NMLS# 210455

Atlantic Bay Mortgage Group

4330 Old Cave Spring Road, Roanoke, Virginia 24018

Phone: (540) 597-8877
Email: 

joelbalsley@atlanticbay.com